I got an email from our insurance agent the other day stating that they were canceling our coverage. The reason state was that our gutters were not clear and the back door needed painting...ummm really? He apologized and said it was out of his hands and thought is was silly.
So we set to work cleaning and painting. To be fair we did have a few trees growing out of our gutters at the time and all of these things were on our todo list...just hadn't made it there quite yet.